What kind of funding programs do you have?

We are working capital asset-based lenders. We specialize in providing funding to companies that have cash flow problems.  ArTex Funding’s array of funding solutions includes lines of credit, term loans, or factoring loans. Our programs leverage one of your corporate-owned assets as collateral. We also fund Real Estate w private funds and institutional investors. Have successfully funded residential fix & flips spec houses, cash-out refinances, portfolio, acquisition, and ground up, for residential and commercial projects.  We regularly refinance & restructured 1st lien and 2nd lien loans.

What kind of collateral is that?  

ArTex can loan against almost any corporate asset. This includes but is not limited to equipment, inventory, contracts, real estate, invoices, settled corporate law suits and purchase orders.

What do I need to do to be considered for a loan?  

You will be sent a simple two-page application and a list of financial documents we need to get you underwritten. Very simple, fast and easy.

What are your interest rates?  

Every program we offer realizes a different interest rate. Purchase order funding, for example, costs approximately 2 to 3% of the purchase order per month. Invoice funding rates are 3% or less per month per invoice. (up to net 90) Real estate loans range anywhere from bank rates (5 to 7%) to private money rates of 8 to 17%.

How long you’ve been in business?  

We’ve been helping companies that can’t qualify for conventional funding and real estate projects that are having a hard time getting funded for 10+ years now. 


What’s the range of dollar amount that you loan? 

ArTex Funding generates loans as small as $50 thousand and as large as $50 + million.

What can these loans be used for?  

Business acquisition, payroll funding, corporate debt consolidation, working capital gaps, bridge loans, buy inventory, purchase of or refinance for commercial real estate. We fund these type of situations and more every day. 

Can you fund my company in California?  

Yes we fund companies in all 50 states, Mexico and Canada.

I’d like to offer terms to my customers so I can do business with companies that don’t have the cash flow requisite to pay me on delivery.  My customers need a payment plan.

You have described ArTex Funding’s customer/vendor financing program, in which ArTex Funding ostensibly acts as the client's private finance company. Through this program, ArTex provides the funding and back-end operations the client needs to consistently grow their customer base.

How long does it take to get me funded?  

This depends on the time required to submit your application and supporting documents. After you submit these materials, you will speak briefly with our underwriter. Clients typically receive full funding within 12 business days of the underwriter's approval.

      17009 Flintrock Road

        Austin, Texas 78738

        Office: 512.261.0024


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It has been our distinct pleasure to work with and through Mr. Artie Berne of ArTex Funding, LLC and Mr. David W. McLain of Alpha Commercial Loan Services, LLC.

Both entities collaborated in securing $3.5 million of essential financing or business Galindo Customs House
Broker. Artie and Dave... Read More

I have never met a more helpful lender! Artie Berne at ArTex funding was nice, easy to reach and always got back to me in a timely manner. He went out of his way to help my family and I couldn’t be more appreciative. You can put your trust in Artie to do everything he can for you. We will come... Read More

ArTex Funding has been a valuable partner in creating funding solutions for growing our manufacturing business even in tumultuous times. Artie is an innovative, saavy and tireless force of nature in the finance world and an excellent partner for TEKVOX.

Working with Art at ArtTex Funding has really been something special. He is very knowledgeable and clever in coming up with real solutions that really worked for our website company.

Revolution Web Studios, LLC

ArTex Funding helped my company acquire a bridge loan at a period of extremely rapid growth and despite difficulties working with mainstream banks. The customer service provided was quite good and the communication constant. If you are in need of rapid funding for purchase of inventory or other... Read More

Round Rock Honey Co, LLC

Working with ArTex Funding was a true pleasure. After a very simple application process we were funded in less than 48 hours with the capital we needed for growth and expansion! The staff is extremely professional, courteous and eager to help. I cannot say enough about this company and I will... Read More

Holistic Blends

ArTex Funding quickly and effectively helped us source land acquisition financing for a development deal with many moving parts. ArTex and their partners were responsive and straightforward every step of the way. Happy to recommend them to others.

The Crow Group

Waggoner Manufacturing Inc, a Round Rock based machine shop/ manufacturer was in need of working capital. Due to some issues represented on the financial statements, banks were not an option for the $550,000 loan that was needed. ArtTex was able to secure the financing through a building refinance... Read More

Waggoner Manufacturing Inc